Our periodic newsletters provide comprehensive information to our clients about the state of the market, recent news and forward-looking plans.

APRIL 2016

Dear client: Last quarter we wrote about how stock markets were rather boring in 2015 finishing the year relatively flat from January 1 of 2015. Welcome to 2016. The stock market started descending right out of the gate, dropping 10% to 12% by mid-February, only to come charging back finishing the first quarter slightly higher…


Dear client: The year 2015 is now in the books and the weather has been arguably more memorable and exciting than the stock market. While the summer was abnormally long and dry and winter so far has been anything but wintry, the domestic stock markets have been relatively uninteresting. To wit, both the Dow Jones…

NEWSLETTER – November 2015

GSB Wealth Management Investment Philosophy: The majority of our client portfolios will contain a mix of common stocks, fixed income, and cash. The weightings within these three major assets classes are determined by seven investment objectives, ranging from conservative to aggressive. Conservative objectives will normally have relatively high weightings in fixed income while aggressive objectives…

Any securities discussed on the GSB Wealth Management website will be selected with objective, non-performance based criteria, used consistently; i.e. three largest sales and purchases by dollar size made during a quarter. The selection criteria will be consistently applied for each quarter where specific securities are discussed. There will be no mention of profits or losses either realized or unrealized, expected or unexpected on any of the securities mentioned. Securities mentioned do not represent all securities purchased, sold or recommended to GSB Wealth Management clients. The reader may not assume that these securities have been, will be or are currently held by GSB Wealth Management clients.