Our periodic newsletters provide comprehensive information to our clients about the state of the market, recent news and forward-looking plans.


Dear Client: The year 2016 is now in the books and what a year it was for both the U.S. bond and stock markets. The year was progressing in rather calm fashion through November 4 with the stock market (S&P 500) up just over 2% and interest rates sliding throughout the year from 2.25% (10…

Newsletter October 2016

Dear client: We have now closed on the third quarter of 2016 and thought it would be a good time to revisit our investment management philosophy. GSB Wealth Management’s Investment Philosophy: The majority of our client portfolios will contain a mix of common stocks, fixed income, and cash. The weightings within these three major assets…

APRIL 2016

Dear client: Last quarter we wrote about how stock markets were rather boring in 2015 finishing the year relatively flat from January 1 of 2015. Welcome to 2016. The stock market started descending right out of the gate, dropping 10% to 12% by mid-February, only to come charging back finishing the first quarter slightly higher…

Any securities discussed on the GSB Wealth Management website will be selected with objective, non-performance based criteria, used consistently; i.e. three largest sales and purchases by dollar size made during a quarter. The selection criteria will be consistently applied for each quarter where specific securities are discussed. There will be no mention of profits or losses either realized or unrealized, expected or unexpected on any of the securities mentioned. Securities mentioned do not represent all securities purchased, sold or recommended to GSB Wealth Management clients. The reader may not assume that these securities have been, will be or are currently held by GSB Wealth Management clients.