Our periodic newsletters provide comprehensive information to our clients about the state of the market, recent news and forward-looking plans.


Dear client:   We have made it half way through 2017 and a number of interesting scenarios are playing out as referenced further along in this letter.  Surprising to most, the domestic stock market, as evidenced by the S&P 500 index, has returned 8.24% since the first of the year.  Interest rates continue to be…


Dear Client: The year 2016 is now in the books and what a year it was for both the U.S. bond and stock markets. The year was progressing in rather calm fashion through November 4 with the stock market (S&P 500) up just over 2% and interest rates sliding throughout the year from 2.25% (10…

Newsletter October 2016

Dear client: We have now closed on the third quarter of 2016 and thought it would be a good time to revisit our investment management philosophy. GSB Wealth Management’s Investment Philosophy: The majority of our client portfolios will contain a mix of common stocks, fixed income, and cash. The weightings within these three major assets…

Any securities discussed on the GSB Wealth Management website will be selected with objective, non-performance based criteria, used consistently; i.e. three largest sales and purchases by dollar size made during a quarter. The selection criteria will be consistently applied for each quarter where specific securities are discussed. There will be no mention of profits or losses either realized or unrealized, expected or unexpected on any of the securities mentioned. Securities mentioned do not represent all securities purchased, sold or recommended to GSB Wealth Management clients. The reader may not assume that these securities have been, will be or are currently held by GSB Wealth Management clients.